ACCURATE AS OF:

CERTIFICATE OF DEPOSIT ACCOUNTS

$24,999.99** and Under Account Interest Rate APY 60 Month 0.60% 0.60% 48 Month 0.50% 0.50% 42 Month 0.40% 0.40% 36 Month 0.40% 0.40% 30 Month 0.30% 0.30% 24 Month 0.30% 0.30% 18 Month 0.30% 0.30% 12 Month 0.30% 0.30% 182 Day 0.20% 0.20% 91 Day 0.10% 0.10% IRA, SEP, KEOGH 0.50% 0.50% Variable Rate IRA 0.20% 0.20%

$25,000.00 - $99,999.99 Account Interest Rate APY 60 Month 0.60% 0.60% 48 Month 0.50% 0.50% 42 Month 0.40% 0.40% 36 Month 0.40% 0.40% 30 Month 0.30% 0.30% 24 Month 0.30% 0.30% 18 Month 0.30% 0.30% 12 Month 0.30% 0.30% 182 Day 0.20% 0.20% 91 Day 0.10% 0.10% IRA, SEP, KEOGH 0.50% 0.50% Variable Rate IRA 0.20% 0.20%

$100,000.00 and Over Account Interest Rate APY 60 Month 0.70% 0.70% 48 Month 0.60% 0.60% 42 Month 0.50% 0.50% 36 Month 0.50% 0.50% 30 Month 0.40% 0.40% 24 Month 0.40% 0.40% 18 Month 0.40% 0.40% 12 Month 0.40% 0.40% 182 Day 0.30% 0.30% 91 Day 0.10% 0.10% IRA, SEP, KEOGH 0.60% 0.60% Variable Rate IRA 0.30% 0.30%

OTHER INTEREST BEARING ACCOUNTS

FreedomBank Money Market $5,000 minimum opening balance $5 monthly service charge for average current balance less than $5,000 $10 per debit item fee over 6 Average Daily Balance APY $0.01 - $4,999.99 0.10% $5,000 - $49,999.99 0.20% $50,000 - $99,999.99 0.30% $100,000 - $249,999.99 0.40% $250,000 & over 0.60%

FreedomBank HSA $3 monthly administrative fee for average balance less than $500. Unlimited debits Free debit card Average Daily Balance APY $0.01 - $499.99 0.10% $500 - $9,999.99 0.20% $10,000 & over 0.30%

Checking and Savings Product APY FREEDOMPLUS CHECKING 0.10% $2,500 minimum opening deposit. $10.00 monthly service charge for average current balance less than $2,500.00. SAVINGS 0.10%

**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.