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Farmers State Bank
FreedomBank

ACCURATE AS OF:  

CERTIFICATE OF DEPOSIT ACCOUNTS

$24,999.99** and Under
Account Interest Rate APY
60 Month 3.50% 3.53%
48 Month 3.50% 3.53%
42 Month 3.50% 3.53%
36 Month 3.50% 3.53%
30 Month 3.60% 3.63%
24 Month 3.70% 3.73%
18 Month 3.70% 3.73%
12 Month 3.70% 3.73%
182 Day 3.75% 3.79%
91 Day 3.50% 3.55%
IRA, SEP, KEOGH 3.70% 3.77%
Variable Rate IRA 3.30% 3.35%
$25,000.00 - $99,999.99
Interest Rate APY
3.50% 3.53%
3.50% 3.53%
3.50% 3.53%
3.50% 3.53%
3.60% 3.63%
3.70% 3.73%
3.70% 3.73%
3.70% 3.73%
3.75% 3.79%
3.50% 3.55%
3.70% 3.77%
3.30% 3.35%
$100,000.00 and Over
Interest Rate APY
3.75% 3.79%
3.75% 3.79%
3.75% 3.79%
3.75% 3.79%
3.80% 3.84%
3.80% 3.84%
3.80% 3.84%
3.85% 3.89%
3.95% 3.99%
3.50% 3.55%
3.70% 3.77%
3.30% 3.35%

OTHER INTEREST BEARING ACCOUNTS

FreedomBank Money Market
$5,000 minimum opening balance
$5 monthly service charge for average current balance less than $5,000
$10 per debit item fee over 6 debits
Average Daily Balance APY
$0.01 - $4,999.99 0.05%
$5,000 - $49,999.99 0.10%
$50,000 - $99,999.99 0.15%
$100,000 - $249,999.99 0.25%
$250,000 & over 0.40%
FreedomBank HSA
$3 monthly administrative fee for average balance less than $500.
Unlimited debits
Free debit card
Average Daily Balance APY
$0.01 - $499.99 0.05%
$500 - $9,999.99 0.05%
$10,000 & over 0.10%
Checking and Savings
Product APY
FREEDOMPLUS CHECKING 0.10%
$2,500 minimum opening deposit.
$10.00 monthly service charge for average current balance less than $2,500.00.
SAVINGS 0.10%

APY = Annual Percentage Yield.

Important Information: Rates and Annual Percentage Yields (APYs) are subject to change at any time. Fees may reduce earnings. Transaction limitations may apply. Please refer to our full account disclosures and fee schedule for complete details.

**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.