Farmers State Bank
FreedomBank

ACCURATE AS OF:

CERTIFICATE OF DEPOSIT ACCOUNTS

$24,999.99** and Under
Account Interest Rate APY
60 Month 2.00% 2.01%
48 Month 2.00% 2.01%
42 Month 2.00% 2.01%
36 Month 2.00% 2.01%
30 Month 2.00% 2.01%
24 Month 2.00% 2.01%
18 Month 2.00% 2.01%
12 Month 4.50% 4.55%
182 Day 2.00% 2.01%
91 Day
2.00% 2.02%
IRA, SEP, KEOGH 2.00% 2.02%
Variable Rate IRA 2.00% 2.02%
$25,000.00 - $99,999.99
Interest Rate APY
3.00% 3.02%
3.00% 3.02%
3.00% 3.02%
3.50% 3.53%
3.50% 3.53%
3.50% 3.53%
3.50% 3.53%
4.50% 4.55%
2.50% 2.52%
2.50% 2.52%
3.00% 3.05%
2.50% 2.53%
$100,000.00 and Over
Interest Rate APY
3.50% 3.53%
3.50% 3.53%
3.50% 3.53%
4.10% 4.14%
4.10% 4.14%
4.10% 4.14%
4.10% 4.14%
4.50% 4.55%
3.00% 3.02%
3.00% 3.03%
3.50% 3.56%
3.00% 3.05%

OTHER INTEREST BEARING ACCOUNTS

FreedomBank Money Market
$5,000 minimum opening balance
$5 monthly service charge for average current balance less than $5,000
$10 per debit item fee over 6
Average Daily Balance APY
$0.01 - $4,999.99 0.05%
$5,000 - $49,999.99 0.10%
$50,000 - $99,999.99 0.15%
$100,000 - $249,999.99 0.25%
$250,000 & over 0.40%
FreedomBank HSA
$3 monthly administrative fee for average balance less than $500.
Unlimited debits
Free debit card
Average Daily Balance APY
$0.01 - $499.99 0.05%
$500 - $9,999.99 0.05%
$10,000 & over 0.10%
Checking and Savings
Product APY
FREEDOMPLUS CHECKING 0.05%
$2,500 minimum opening deposit.
$10.00 monthly service charge for average current balance less than $2,500.00.
SAVINGS 0.05%

**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.