Farmers State Bank
FreedomBank

ACCURATE AS OF:

CERTIFICATE OF DEPOSIT ACCOUNTS

$24,999.99** and Under
Account Interest Rate APY
60 Month 0.80% 0.80%
48 Month 0.70% 0.70%
42 Month 0.60% 0.60%
36 Month 0.60% 0.60%
30 Month 0.55% 0.55%
24 Month 0.55% 0.55%
18 Month 0.55% 0.55%
12 Month 0.50% 0.50%
182 Day 0.50% 0.50%
91 Day
0.25% 0.25%
IRA, SEP, KEOGH 0.70% 0.70%
Variable Rate IRA 0.50% 0.50%
$25,000.00 - $99,999.99
Interest Rate APY
1.00% 1.00%
.85% .85%
.80% .80%
.70% .70%
.65% .65%
.65% .65%
.65% .65%
0.65% 0.65%
0.60% 0.60%
0.40% 0.40%
.85% .85%
0.60% 0.60%
$100,000.00 and Over
Interest Rate APY
1.10% 1.10%
1.00% 1.00%
.90% .90%
.80% .80%
.75% .75%
.75% .75%
.75% .75%
.75% .75%
.75% .75%
0.60% 0.60%
1.00% 1.01%
.75% .75%

OTHER INTEREST BEARING ACCOUNTS

FreedomBank Money Market
$5,000 minimum opening balance
$5 monthly service charge for average current balance less than $5,000
$10 per debit item fee over 6
Average Daily Balance APY
$0.01 - $4,999.99 0.15%
$5,000 - $49,999.99 0.25%
$50,000 - $99,999.99 0.50%
$100,000 - $249,999.99 0.60%
$250,000 & over 0.60%
FreedomBank HSA
$3 monthly administrative fee for average balance less than $500.
Unlimited debits
Free debit card
Average Daily Balance APY
$0.01 - $499.99 0.15%
$500 - $9,999.99 0.30%
$10,000 & over 0.50%
Checking and Savings
Product APY
FREEDOMPLUS CHECKING 0.15%
$2,500 minimum opening deposit.
$10.00 monthly service charge for average current balance less than $2,500.00.
SAVINGS 0.25%

**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.