Farmers State Bank
FreedomBank

ACCURATE AS OF:

CERTIFICATE OF DEPOSIT ACCOUNTS

$24,999.99** and Under
Account Interest Rate APY
60 Month 0.75% 0.75%
48 Month 0.60% 0.60%
42 Month 0.50% 0.50%
36 Month 0.50% 0.50%
30 Month 0.40% 0.40%
24 Month 0.40% 0.40%
18 Month 0.40% 0.40%
12 Month 0.40% 0.40%
182 Day 0.30% 0.30%
91 Day
0.15% 0.15%
IRA, SEP, KEOGH 0.60% 0.60%
Variable Rate IRA 0.30% 0.30%
$25,000.00 - $99,999.99
Interest Rate APY
0.75% 0.75%
0.60% 0.60%
0.50% 0.50%
0.50% 0.50%
0.40% 0.40%
0.40% 0.40%
0.40% 0.40%
0.40% 0.40%
0.30% 0.30%
0.15% 0.15%
0.60% 0.60%
0.30% 0.30%
$100,000.00 and Over
Interest Rate APY
0.90% 0.90%
0.75% 0.75%
0.60% 0.60%
0.60% 0.60%
0.50% 0.50%
0.50% 0.50%
0.50% 0.50%
0.50% 0.50%
0.40% 0.40%
0.15% 0.15%
0.75% 0.75%
0.40% 0.40%

OTHER INTEREST BEARING ACCOUNTS

FreedomBank Money Market
$5,000 minimum opening balance
$5 monthly service charge for average current balance less than $5,000
$10 per debit item fee over 6
Average Daily Balance APY
$0.01 - $4,999.99 0.15%
$5,000 - $49,999.99 0.25%
$50,000 - $99,999.99 0.50%
$100,000 - $249,999.99 0.60%
$250,000 & over 0.60%
FreedomBank HSA
$3 monthly administrative fee for average balance less than $500.
Unlimited debits
Free debit card
Average Daily Balance APY
$0.01 - $499.99 0.15%
$500 - $9,999.99 0.30%
$10,000 & over 0.50%
Checking and Savings
Product APY
FREEDOMPLUS CHECKING 0.15%
$2,500 minimum opening deposit.
$10.00 monthly service charge for average current balance less than $2,500.00.
SAVINGS 0.15%

**$1,000 minimum deposit required to open certificates - except kid's CDs require a $500 minimum deposit. Substantial penalty for early withdrawals apply to all certificates. Retirement accounts insured up to $250,000 by the FDIC.