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Farmers State Bank
FreedomBank

Rev. 5/2013

FACTS What does FreedomBank do with your Personal Information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Credit History
  • Account balances and Medical information
  • Payment history and Checking account information
  • When you are no longer our customer, we continue to share your information as described in this notice.

HOW? All financial companies need to share customers' personal information to run their everyday business. In the Section below, we list the reasons financial companies can share their customers' personal information; the reasons FreedomBank chooses to share; and whether you can limit this sharing.
Reasons we can share your Personal Information: Does FreedomBank share? Can you limit this sharing?
For our every day business purposes-Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO

For our marketing purposes- To offer our products and services to you

NO We don't share
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes - information about your transactions and experiences NO We don't share
For our affiliates' everyday business purposes - information about your creditworthiness NO We don't share
For nonaffiliates' to market to you NO We don't share
QUESTIONS? Call 563-245-2522 or go to service@freedombnk.com
WHAT WE DO
How does FreedomBank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does FreedomBank collect my personal information? We collect your personal information, for example, when you:
  • Open an account or Make deposits or withdrawals from your account
  • Apply for a loan or Make a wire transfer
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit ALL sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes-information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
DEFINITIONS
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. FreedomBank does not share with affiliates.

  • FreedomBank does not share with our affiliates.
Non-Affiliates Companies NOT related by common ownership or control. They can be financial and non-financial companies. FreedomBank does not share with nonaffiliates so they can market to you.
  • FreedomBank does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include an accidental death/dismemberment insurance company and bill pay vendor.
  • Our joint marketing partners include an accidental death/dismemberment insurance company and bill pay vendor.